info@torontoenergyaudit.ca              (647) 640 7778

Loan details

Eligibility

How to apply

CMHC Eco Plus

Apply for a 25% partial premium refund if you’re CMHC insured and buying or building an energy efficient home.

IMPORTANT: To qualify, your home must meet the eligible building standards and/or the EnerGuide and EnerGuide GJ ratings.

IMPORTANT: Your application must be submitted within 24 months (2 years) of the closing date of your mortgage.

Details

As of June 20, 2022, CMHC’s Green Home program is CMHC Eco Plus.

This new name comes with enhancements that benefit homeowners like you. You can apply for a partial premium refund of 25% if you’re CMHC insured and have an energy efficient home.

As energy efficiency standards improve, so will the criteria for the Eco Plus program. It will include more certifications and continue to align with Natural Resources Canada’s EnerGuide rating system.

Eligibility

CMHC is introducing new eligibility criteria including an updated and expanded list of energy efficiency certifications, and energy efficiency targets based not only on total Energy Consumption but also Greenhouse Gas Emissions (GHG).

Recognizing that, as Canadian building codes progress toward net-zero ready standards, and energy efficiency building standards evolve toward this target, the eligibility criteria may be periodically adjusted.

  • Eligible Certificates : Properties awarded an eligible certificate

  • Greenhouse Gas (GHG) Emissions : Properties with tonnes/year GHG rating that fall within the top 15% of the housing stock in lowest GHG emissions rating

  • Energy Consumption* : Properties with a gigajoules/year rating of at least 20% lower than “A Typical New House”

*Eligibility is assessed using the Natural Resources Canada (NRCan) EnerGuide Rating System.

How to apply

How to Get Your Premium Refund

If your home meets the energy efficiency requirements and you have CMHC mortgage loan insurance, you can apply for the Eco Plus refund.

Make sure you have the following documentation:

  • final certificate from the list of eligible third-party certifications and/or
  • EnerGuide label or EnerGuide Renovation Upgrade Report (RUR) for existing homes

Time limit for the eligible supporting documentation

Supporting documentation may be used for up to 5 years, including for subsequent purchasers.

downloads

Download and complete the application form.

Apply for your CMHC Eco Plus and Eco Improvement premium refund.

Please complete, sign and submit the form, along with a copy of your energy efficiency certificate, by:

Email: info@torontoenergyaudit.ca                                                                          Phone: 1 647 640-7778

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